Is it hard to get a Discover student card?
While the Discover it Student Card is fairly easy for students to get, approval is not guaranteed. Discover will look at a number of other factors with your application. It’s best if you don’t have too many recent credit inquiries. You shouldn’t have more than one other Discover card account.
What credit score do you need for Discover IT student?
You’ll want to have at least Fair/Limited credit to qualify for a Discover it® Student Cash Back, which means you should have a credit score of at least 600. That being said, there’s no way to guarantee you’ll be approved for a Discover it® Student Cash Back, even if you have good credit.
How do I qualify for a student Discover Card?
To qualify for a Discover student credit card, you must be at least 18 years old, enrolled in a two- or four-year college, a U.S. citizen and have a Social Security number. You will also need to have verifiable independent income, like a part-time job, and you may have to show proof of income.
Why did I get denied for a Discover student card?
Insufficient income: Your income determines whether Discover will approve you for a credit card and the amount of your credit limit. … You could have trouble getting a Discover credit card if you’ve applied for multiple credit cards or loans recently, even if you weren’t approved for some of them.
Is Discover student good?
The bottom line: This is a great card for a student learning to handle credit. On top of the rewards, you get a free FICO score, low fees and forgiveness for your first late payment.
Does Discover require proof of income?
American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your income.
Which Discover Card is easiest to get?
Why it’s one of the easiest credit cards to get: The Discover it® Student chrome offers 1 – 2% cash back on purchases, doubles your first-year earnings as an anniversary present, and charges a $0 annual fee. You don’t need any prior credit experience to get approved for this card.
Can I get a Discover card with a 600 credit score?
Good to excellent credit
You’ll likely qualify for any Discover card if you have good or excellent credit. To clarify, a good credit score is a FICO® Score of 670 or above. In this case, it makes sense to go for one of the most valuable Discover credit cards.
Can I get a Discover student card without being a student?
And the terms for the Discover it® Student Cash Back state that you must be a college student to be eligible for the card. … The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card’s rates, fees, rewards and other features.
Can a 17 year old open a credit card?
Teens can begin building credit at a young age by becoming authorized users on their parents’ credit cards. At 18, teens can apply for a credit card in their own name. The best teen credit cards have low credit requirements and keep costs to a minimum.