Is the Student Loan Help Center legit?

Is the student loan assistance center legit?

Enrollment in income-driven repayment or consolidation through the federal government does not require the assistance of a third-party company. Is Edfinancial Services legit? Yes. Edfinancial Services is a private company contracted by the federal government to service federal student loans.

Are calls about student loan forgiveness real?

Promises immediate student loan relief

A scammer might assure you immediate student loan relief through loan forgiveness programs — as long as you pay them a fee to qualify. While there are federal student loan forgiveness programs available, none of them provide immediate relief.

Can I get my student loans forgiven due to Covid?

No, there is no coronavirus-related loan forgiveness for federal student loans. The U.S. Department of Education and your loan servicer should be your trusted sources of information about official loan forgiveness options. You never have to pay for help with your federal student aid.

Is MyEdDebt Ed GOV real?

Is myeddebt.ed.gov real? MyEdDebt is real. It’s the website for the Debt Management and Collections System, which is the system used to track defaulted federal student loan debt owed to the US Department of Education. … access forms (loan rehabilitation, hardship hearings, etc.)

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How do I stop fake student loan calls?

How to block student loan robocalls

  1. Add your number to a ‘Do Not Call’ List.
  2. Employ a robocall-blocking mobile app.
  3. Report any robocalls.
  4. Consider legal help.

Is nelnet a safe site?

If Nelnet is contacting you about student loans, then it is probably your servicer. Even so, check and verify your student loan servicer on the Federal Student Aid website to gain peace of mind that these communications from Nelnet are legit.

Should I keep paying my student loans during Covid?

Borrowers might want to continue making payments on federal loans if they want to pay down their debt faster. If you do continue making payments, you won’t pay any new interest on your loans during the forbearance. This 0% interest rate will save you money overall, even though your payment won’t be lower.

Will my taxes be garnished for student loans 2021?

However, in 2020, the federal government halted all student loans collections, which means that tax returns weren’t offset. This was a conditional relief measure; when filing your 2021 taxes, this will likely not apply.

How do you get rid of student loans?

Options to Get Out of Repaying Student Loans Legally

  1. Loan Forgiveness Programs. …
  2. Income-Driven Repayment Plans. …
  3. Disability Discharge. …
  4. Temporary Relief: Deferment or Forbearance. …
  5. Student Loan Refinancing. …
  6. Filing for Bankruptcy: A Last Resort.